Annual Contribution (Up to $20,000) Annual Yield on Investments (Estimate your investment return) Pre Retirement Tax Rate (Enter your marginal tax rate from above)

Post Retirement Tax Rate (Estimate your tax rate after retirement) Current Age Retirement Age

If you invest in a traditional 401(k), you will have an immediate tax savings because your contributions will be deductible. Will you invest these tax savings to provide additional retirement income?

Balance at Retirement Results

Before Tax After Tax Traditional 401(k) Side Fund* Total Roth 401(k)

If you contribute to a Traditional 401(k), you will get a tax deduction for the amount of your contribution. The resulting tax savings can be invested in a separate account (a "Side Fund").

If you contribute to a Roth 401(k), there will be no immediate tax savings and no Side Fund. This item shows the accumulated after-tax value in the Side Fund at retirement.

Single-Sum Withdrawal at Retirement Age

Withdrawal in Annual Installments

Insert the amount you will need to withdraw each year to live on:

Amount of Withdrawal Money Runs Out After Traditional 401(k) Roth 401(k)