Selecting the investments for a Cash Balance Plan can be a complicated decision. Because the plan must satisfy a guaranteed rate of return, the goals of a Cash Balance Plan's investments often vary greatly from the goals of other types of qualified plans. The right portfolio for a given plan will take into account the level of turnover in the company, the predictability of cash flows, company demographics, and the risk tolerance of the owners. The best portfolio modeling is done in coordination with the plan actuary. In addition, the Cash Balance investment manager should consider other investment holdings such as a 401(k) and other qualified retirement plans.

Kravitz now offers a solution to simplify this decision. The Payden/Kravitz Cash Balance Plan Fund combines the expertise of a nationally recognized fund mananger with the extensive knowledge of Kravitz Cash Balance Plan Actuaries and Investment Managers. View the Fund Fact Sheet here.