Plan vs. No Plan Calculator

Plan vs. No Plan Calculator

This tool is currently being updated

Sorry, currently the Plan Vs. No Plan Calculator is being updated and is not available. But if you are interested in figuring out if a Cash Balance plan is right for you then this short 2 minute video below can help.  Or if you would like to see specifically if a Cash Balance plan is right for you then contact us by clicking here and we will prepare a free Cash Balance illustration for your company.

Annual contribution to your account
Tax rate on ordinary income
First year expenses
Tax rate on investment income
Expenses in subsequent years
Current age:
Plan's rate of return
Retirement age:
Rate of return on personal investments

Following is a graph showing how your account balance will change each year. The blue bars represent assets in a qualified plan. The red bars represent your personal savings, if you do not have a plan. Below this is a table showing the cash flow and account balances for each year.

Comparison Chart (with Retirement Plan)
AgeBeginning BalanceContributionEarningsEnding Balance

Comparison Chart (without Retirement Plan)
Beginning BalanceDepositEarningsEnding Balance
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