Owners Only

Cash Balance plans can be powerful planning tools for both young and older, owner-only businesses. 

 Typically, an owner-only business includes owners, partners, and spousesWithout non-highly compensated employees, the need for nondiscrimination testing is eliminated completely. 

 A profitable business such as shown in this illustration, offers a married couple the combined ability to contribute over $400,000 towards retirement and achieve a tax savings of over $180,000. 

Do you have clients or prospects looking to accelerate retirement savings and reduce their tax burden? To receive a Cash Balance Overview with one of our dedicated FuturePlan Cash Balance experts, fill out this quick form here. 


Retirement Plan Illustration – 2021

*This illustration shows only the cost to the group.
Staff employees and others pay for their own 401(k) contributions.